Terrorism Claus?

Buying a car insurance policy on Friday, I had one of those zeitgeist moments. You know the sort of thing. You're trying to open a website for your eight year old son to play games online, you can't work it out, minutes go by, and then he calmly hits the return key. Presto! You feel the tide of history has suddenly risen up around your nostrils...

Anyway, I'm reading through the fine print and come to this:

TERRORISM EXCLUSION

This policy does not cover loss, damage, liability, injury, illness, death, cost or expense arising directly or indirectly out of or in any way connected with:
a. any act of terrorism arising directly or indirectly out of or in any way connected with biological, chemical, radioactive, or nuclear pollution or contamination or explosion; or
b. any act of controlling, preventing, suppressing, retaliating against, or responding to any act referred to in (a) above.

An act of terrorism includes, but is not limited to, any act, preparation in respect of action or threat of action, designed to:
a. influence a government or any political division within it for any purpose, and/or
b. influence or intimidate the public or any section of the public with the intention of advancing a political, religious, ideological or similar purpose.

I note that under the second section, clause b, I would have been guilty of an act of terrorism by handing out How To Vote cards on the 24th of November.

I find this difficult to respond to without simply shaking my head in disbelief. If ever a claim was made on these therms, I can just imagine the fun to be had in the courts over the definition of "terrorism."